Producing Policies for California Farm Labor Contractors
Sunrise to sunset, individuals who work on California farms understand the workload associated with fueling an agribusiness. It’s an all-hands-on-deck scenario, especially during harvest season. The efforts of every worker are critical for the success of each farm, ranch, or vineyard – particularly the role of farm labor contractors.
At ThomCo Associates Insurance Services, we’re focused on protecting the time and monetary investment of both farm owners and their contracted laborers. Whether you’re involved in the day-to-day operations or fill-in during harvest season, we’ll develop a policy to plant the seeds of protection.
Insurance Coverages Tailored to the Needs of Farm Contractors
Farm labor contractors are often hired to harvest the fruit and vegetables that end up in our local stores. Their role is important and needs to be treated as such. For this reason, we take the proper steps to make sure coverage is accurate and affordable from the start. Every case is handled differently depending on your business requirements. Our agents will review your account with you face-to-face to map out a fitting plan.
Contractors are required to take care of the needs of their injured workers. Workers compensation coverage is standardized in the state of California and our agents are knowledgeable of the process involved. We also provide free license renewal processing with the California Division of Labor Standards Enforcement (DLSE), as well as offer safety training services. If additional riders or endorsements are needed within your insurance portfolio, you can trust our expertise to identify these needs and explain options thoroughly.
The range of services agents are likely to address includes, but is not limited to:
- Workers Compensation
- Commercial General Liability
- Bonds
- Commercial Auto Insurance
- Farm Liability Insurance
Experienced Agents Planting a Solution for Your Business
One of our agents, Scott Coleman, has been in the insurance business for more than two decades and personally handles every farm labor contractor license renewal. Ongoing service continues long after the policy purchasing process, as consistent communication is essential to keep policies up-to-date. We’ll visit your operation to review coverage, if necessary, making sure your rates remain accurate and competitive.
Along with clients, we work closely with a selection of agribusiness-focused carriers, including Star Insurance, State Fund, Security National, and Zenith. For our farm contractors, this transforms into a direct relationship with your local agent, offered alongside a reliable insurance product.
If you buy a new piece of equipment or add a new driver, don’t hesitate to let us know. We’re always available to review coverage and discuss our farm insurance program. Contact us today to learn more, or request a quote to get started on a farm policy.
Additional Resources:
- Materials for California Workers (Division of Labor Standards Enforcement (DLSE))
- Workers Comp Information for Californians (California Division of Workers’ Compensation (DWC))
- Insurance Details for Artisan Contractors (Insurance Information Institute (III))
At ThomCo Associates Insurance Services, we’re proud to offer farm labor contractors insurance in Fresno, Lompoc, Clovis, Porterville, Visalia, Paso Robles, and surrounding areas. We’re licensed to serve a selection states. Including California, Oregon, Nevada, Arizona, Texas, Idaho, and Utah.
